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Sara E. Hart

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  • Insurance

On notice: Broad flexibility for tribunals to take judicial notice of industry context, if test met

By Sara E. Hart
  • Insurance

Insurer unable to deny duty to determine what products an insured reasonably needs

By Sara E. Hart
  • Automobile
  • Coverage
  • Insurance

Hands Off: Discussing the Court’s Reluctance to Interfere in Ongoing Administrative Tribunal Processes

By Sara E. Hart
  • Insurance

When a duty to defend application cannot be determined summarily

By Sara E. Hart
  • Coverage
  • Insurance

Is a medical reason required to deny benefits and when does the limitation expire to appeal the denial?

By Sara E. Hart
  • Coverage
  • Insurance

Insurers beware: Failure to exclude optional extension results in unintended extended excess policy coverage

By Sara E. Hart
  • Coverage
  • Insurance
  • Insurance regulatory

To be or not to be a mortgage – interpretation of a standard mortgage clause

By Sara E. Hart
  • Coverage
  • Insurance
  • Insurance regulatory

Will an insurer be estopped from denying coverage as a result of a policy violation they were unaware of when they had initially afforded a defence to their insured? 

By Sara E. Hart
  • Coverage
  • General
  • Insurance

Insured won’t root for cause analysis in denial of accidental death coverage

By Sara E. Hart
  • Coverage
  • General

Exclusion clauses: When does an insurer have to defend?

By Sara E. Hart
  • Coverage

COVID-19 event cancellation: Is there coverage?

By Sara E. Hart and Douglas B. B. Stewart
  • Coverage

New uncertainty for auto insurers: Limitations for insurers voiding a policy ab initio due to a misrepresentation in an application

By Sara E. Hart

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