Many risks associated with driving a vehicle are intuitive; some are not.
Imprecision in identifying the risks of driving influences how insurers assess the value of automobile insurance. A recent Ontario Superior Court decision, Gilbraith v Intact Insurance Company, reminds insurers and insured persons how difficult it can be to properly assess and categorize risk at the outset of an insurance relationship.
This case will likely rise through appellate courts in Ontario, which provides an opportunity for the courts to clarify the risks that an auto insurance policy will reasonably cover.
Gilbraith v Intact Insurance Company
Stephanie Gilbraith was walking along a sidewalk with a friend when a vehicle approached her from the opposite direction.Read more