Introduction Many risks associated with driving a vehicle are intuitive; some are not. Imprecision in identifying the risks of driving influences how insurers assess the value of automobile insurance. A recent Ontario Superior Court decision, Gilbraith v Intact Insurance Company, reminds insurers and insured persons how difficult it can be to properly assess and categorize … Continue reading Throwing an egg at someone: the hatching of a new legal test addressed in Gilbraith v Intact Insurance Company